What does it cost not to have life insurance?

It’s probably not on your calendar, but September is Life Insurance AwarenessMonth. Are you aware of the benefits of owning life insurance?First, consider the risks of not having it. If something were to happen to you, couldyour family remain in their house? Could your children continue their plans forhigher education? Who would pay any outstanding…

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Should you invest … or speculate?

You’ll find some big differences between traditional and speculative investments –and knowing these differences can matter a great deal when you’re trying to reach yourfinancial goals.You’re probably familiar with traditional investments – stocks, bonds, mutual fundsand so on. Speculative investments include cryptocurrencies, foreign currencies andprecious metals,Speculative investments may be riskier than traditional ones. While stock…

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Retired? Consider benefits of part-time work

After spending decades in the workforce, you might look forward to the day you retire. But if you’d like to redefine “retirement” to include part-time work or consulting, you could receive some key financial benefits. First of all, if you have earned income, you can contribute to an IRA – there’s no age limit. Also,…

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